BUT be sure to take that into account when it’s time to spend! If you have the cash ahead of time, great! If not, make sure you have a plan, paycheck to paycheck, for which time(s) you plan to fill which envelope(s)! Consider starting out doing ½ for each one until your second paycheck comes for the rest. Print your (adorable) Hadley Designs Cash Envelopesĭownload, customize (Hazah! So amazing to customize your categories before printing so they print out nice and pretty!!), and print TODAY! Don’t have a printer? No problem! Print them at your local office store!
CASH ENVELOPE HOW TO
If a certain category is always zapping your cash, figure out how to cut back and save! If you are married, make sure your partner is on the same page for you to best succeed!ģ. Figure out your budget amounts per categoryįigure out what you want to spend per category (and what is realistic!). … I could go on and on, but decide what works for YOU!Ģ. Think of the budget categories that need a cash envelope. Now that you get the gist, here are the steps!ġ. Trust me, if you are in line at Target paying for some cleaning supplies you are way less likely to splurge on that cute shirt if you’re pulling out the money from your “Home Supplies” envelope and literally counting the bills by hand. Set aside those credit and debit cards for a hot minute and go back to the good old days of cash. You then put that EXACT amount of cash into each envelope and you are only allowed to spend that EXACT amount for the allotted time period! Did I emphasize EXACT enough for you yet?! Ha! But seriously. The cash envelope system is one of breaking your budget into categories with specific amounts of spend per category. Haven’t used cash envelopes before? No problem! I have it broken down into FIVE easy steps for you below! Access the printable and customizable cash envelope templates here:
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